Health insurance pays part of the cost of medical care when you need it. You pay a premium every month, and you have peace of mind knowing that if you need unexpected medical care, you won’t be responsible for paying the whole cost of the bill. You may have to pay a deductible first. After the deductible is met, health insurance pays for most of the cost for medical care, such as doctor or hospital visits, prescription drugs, tests, maternity care, and other health services you may
Most health plans also have wellness (or preventive) services to help keep you healthy at no additional cost. These include visits such as annual checkups, mammograms, and vaccines.
If you wish to add dependents under the age of 19* to your Florida Blue health-only plan, Florida Blue, in accordance with the provisions of the Affordable Care Act, is required to ask you to demonstrate that you first have coverage for pediatric dental services. To get pediatric coverage you can:
• Choose a health plan that includes pediatric dental coverage as part of the policy, or
• Purchase a separate pediatric dental plan, which is also offered through Florida Blue
Florida Blue offers members a broad range of services and programs that are not only convenient, but help save money on many health care needs.
Once you enroll in a Florida Blue plan and receive your member ID card, you can register your account online at floridablue.com. Everything you need to know about your health coverage is at your fingertips 24/7. From claims status and benefit details to finding doctors, health improvement tools, convenient bill pay options and ways to save money. You will have access to your health information whenever you need it. Your online account is also accessible from your smart phone or tablet.
If you currently get a subsidy, later this year the government will determine the amount of your 2017 subsidy, or “advance premium tax credit,” and you’ll renew into your 2017 health plan.
If you have taken the steps the government requires, you will be automatically enrolled in your new 2017 health plan and, if you are still eligible, your subsidy will start automatically January 1st.